About Us

"PT Artajasa Pembayaran Elektronis (ARTAJASA) is a pioneer in the market of electronic transactions in Indonesia, in particular network provider of infrastructure for banking and payment industry.

 

Established in February 10, 2000, ARTAJASA create products and services payment transactions are highly flexible applied at every level of business units, ranging from upstream activities to downstream and can be accessed globally and real-time online."

VISION

Become a Leading Provider of Electronic Transaction Services

MISSION

Provide Integrated and Efficient Electronic Transaction Services

CORPORATE VALUES

Dynamic, Trustworthy, Efficient

CORPORATE CULTURE

Customer-Oriented, Innovation, Teamwork, Adaptability

 

OUR JOURNEY

1990

ATM Bersama first launching

2000

Artajasa was established in 10 February

2002

ATM Bersama was fully managed by Artajasa

2003

Implementation of online BI-RTGS's settlement

2004

Implementation of the first Real-Time Online Interbank Funds Transfer via ATM

2005

Implementation of Regional ATM Interconnection with MEPS, Malaysia

2006

Co-Founding of Asian Payment Network (APN) initiative that
connects Switching companies across Asia

2008

Implementation of white-label ATM services

2009

Repositioning of ATM and debit principals, clearing providers and settlement providers

2011

ATM Bersama began to open its membership to BPR and Non-Bank institutions

2012

Obtained ISO27001 Certification, Remittance Licence and e-money Issuer Licence

2013

Implementation of domestic interconnection for ATM transactions

2014

Implementation of transfer for payment service for Garuda Indonesia

2015

Implementation of HIMBARA (Association of State Banks) ATM's solution

2016

Artajasa became the first initiator of NSICCS development

2017

Artajasa obtained a switching institution license on National Payment Gateway (NPG)

2018

Implementation of disbursement service, fund transfer to multiple accounts in ATM Bersama network

2019

Implementation of Bersama Secure (B-Secure) service, and online transaction security features

2020

The launch of ATM Bersama cross-border transactions to Saudi Arabia through Al-Rajhi Bank

2021

The launch of Third Party Card Management (TPCM) service

2022

Implementation of interbank cardless cash withdrawal service in ATM Bersama network

LEADERS Profile

Commissioner and Directors Structure of PT Artajasa Pembayaran Elektronis (ARTAJASA)

Aribowo
President Commissioner

Master of Management, General Management at Asia Institute of Management - Manila.

He started his career at Bank Indonesia with his last position as Executive Director of Operational Treasury. He also served as Executive Director of Organizational Development, Human Resources & Finance at the Financial Services Authority.

Bayu Hanantasena
Commissioner

Master of Science in Management of Technology from Massachusetts Institute of Technology (MIT). 

He started his career at PT Indosat Ooredoo Hutchison Tbk with his last position as Chief of Business Officer and has served as Chief Executive Officer at Artajasa and now serves as President Director at PT Aplikanusa Lintasarta.

Herry Andriejanssen
Commissioner

Master of Business Administration from Columbia University - USA.

He has worked in various leading companies, and currently serves as Commissioner at PT Multi Visi Komputama.

Yadi Jaya Ruchandi
Commissioner

Master of International Management (MBA) from Thunderbird-The American Graduate School of International Management, Arizona, USA.

He has worked in various leading companies and currently serves as President Director of PT Danareksa (Persero).

Armand Hermawan
President Director

He holds a Doctorate degree in finance from Newcastle University, New South Wales.

He has worked in various national private companies and state-owned enterprises with his last position as Advisor to CEO of PT Indosat Tbk. He has also served as Director of Strategy and Transformation at PT Angkasa Pura II and President Director at PT Penjaminan Infrastruktur Indonesia.

Siti Hidayati
Director

Graduate of Master of Economic from University of Indonesia.

He pursued his career at Bank Indonesia, with his last position as Acting. Director - Department of Policy and Payment System.

Heru Perwito
Director

He graduated with a Bachelor's degree in Informatics Engineering from Bandung Institute of Technology.

He started his career at Artajasa with his last position as Vice President Switching Business.

Dendy K. Pramudito
Director

Completed his S3 studies with a Ph.D in Business Information System from Bina Nusantara University, Jakarta. 

He has a career in various national private companies, his last position was Chief Technology Officer at Bank Hibank Indonesia. He has served as Chief Technology Officer at MNC Group and VP of IT Digital Technology Kalbe E-Health Digital.

Video ARTAJASA

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Attaractive Things at ARTAJASA

At Artajasa, we encourage all employees to participate in our activities. Artajasa always provides opportunities for employees to develop and improve their skills.

We also provide a vibrant work environment to promote a joyful and collaborative work culture! Most importantly, we ensure that our employees' well-being is well taken care of as they give their best at work.